Click to Call Contact Us Icon Contact Us
Marks Insurance Agency, Inc

1582 Village Square Blvd.
Tallahassee, FL 32309

Get Directions

Life Insurance in Florida

Agents of the Marks Insurance Agency, Inc. are independent insurance agents serving all of Florida. Convenient offices are located in the communities of Tallahassee, Apalachicola, and Port St. Joe, FL.

Life insurance is a key component of financial and estate planning to protect loved ones and families. Consulting with an insurance agent at Marks Insurance Agency, Inc. helps clients make informed decisions about what type of life insurance is a good solution and what coverage level is appropriate.

It is helpful to understand the different types of life insurance policies available and the basic characteristics of each type.

Whole Life

There are four types of whole life insurance, the traditional type, universal life, variable life, and variable universal life.

  • Traditional Whole Life - Premiums per month and the death benefit amount are the same for the entire policy. This type of insurance policy builds cash value over time. Cash value is an alternative to the death benefit.
  • Universal Life - Offers the flexibility to change the death benefit when passing a health exam. Has a cash value account associated with the policy that earns a money market rate of interest? Premiums are adjustable based on the amount in the cash value account.
  • Variable Life - Combines a life insurance policy with an investment account that invests in money market funds, bonds, or stocks.
  • Variable Universal Life - Has features of both variable and universal life policies.

Term Life

There are two types of term life insurance, level term, and decreasing term.

  • Level - The death benefits stays the same over the life of the policy.
  • Decreasing - The death benefits decreases over the life of the policy.

The agents at Marks Insurance Agency, Inc. are extremely helpful when clients are considering a new life insurance policy or needing a review of existing life insurance coverage.

Contact Marks Insurance Agency, Inc. today, or stop by the office, for a confidential consultation and a free quote regarding life insurance and any other insurance needs. We are ready to help.

Request a Quote


Why work with Marks Insurance Agency?

Our Partners
  • ACE
  • Allied
  • Allstate
  • American-integrity
  • AmTrust
  • Auto-owners
  • Bankers Florida
  • FHM
  • Foremost
  • Fuba
  • Gaurd
  • ICW
  • Liberty
  • Mercury
  • Progressive
  • Safeco
  • Summit
  • Travelers
  • UPC
  • Weston